Invest your future wisely
Money: A Love Story
I was barely 19 years old when I first got a job (an internship) at a reputable firm. I was paid a whooping Ksh. 6,000 every month and I would get it in an envelope, it was Petty Cash (for my non-accountants out there, this means EXACTLY what you think it means). Back then, that amount of money was a big deal, not so much now, with all the beating our economy has taken. I'm a Millennial, guys, talking about the Kibaki era here and not the first Kenyatta era (when that could buy you land!).
My parents had taught me that money was a need to have and not a nice to have. They always said they would support me in any way they practically could, whether emotionally, financially or physically. But to not take that support for granted. So growing up, I knew I had to have money for me, to have some independence and resort to asking for their help only when I am completely in a rut. Also, they made sure we knew that there is NOTHING for free, there will always be something you are giving up (true, if you really think about it).
At the time, I was working during the day and attending evening classes for my undergraduate degree. That Ksh. 6,000 gave me so much anxiety that it completely paralysed my spending (ah! to be 19 again). I was so scared of losing my safety net that I barely spent any of it. I was overprotective over my money that I would not listen to any opinions on investments because it would mean the possibility of loss. You can see how toxic my relationship with money was. I stifled it and it couldn't grow! 19 was such a prime age for compounding!
It wasn't until I had a crazy emergency when I had to use up ALL my savings, that I realised how much investing that money would have helped. I started seeing money for what it is, and I had to take care of it (cater to it, woop!) for it to grow and flourish. I had to be a "Dettol Mom" and allow myself to invest, understand the risks AND rewards with each opportunity. Managing money is an art, not a science guys. It cannot be a "one-size fits all" and it cannot be perfect. You will lose and you will gain, it's about finding the right balance and recognizing where you need help.Life doesn't turn out exactly as we want it to, once in a while it may give you a blow in which you think you cannot recover but if you still have breathe in you always reel back and continue fighting for yesterday is not today and tomorrow is not today, inshort what I'm trying to put on point is that life is full of ups'and downs and always be prepared for anything since life is unpredictable If you do not know where to start, why don't you email me I'm just here to help you guys to ensure all is well.